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Privacy Policy

Effective Date: February 9, 2026 · Last Updated: February 11, 2026

Your Privacy Matters. This Privacy Policy explains how Vertex Infrastructure Holdings, LLC, doing business as Home Insight Pro ("we," "us," or "our"), collects, uses, discloses, and protects your personal information when you use our website at homeinsightpro.com and our application at app.nrir.net/homeinfo (collectively, the "Service"). This policy is designed to comply with the California Consumer Privacy Act (CCPA/CPRA) and other applicable privacy laws.

1. Information We Collect

1.1 Information You Provide Directly

CategorySpecific DataPurpose
Account InformationFull name, email address, password (stored as a one-way bcrypt hash)Account creation and authentication
OAuth Sign-InName, email, and unique identifier from Google or Apple (if you choose third-party sign-in)Account creation and authentication without a password
Email VerificationVerification token sent to your email addressConfirm email ownership and protect account security
Role SelectionAccount type (homeowner/buyer or real estate agent)Customize your experience and pricing
Home AddressYour home address (optional, provided during registration)Auto-claim your property for free report access
Property Search QueriesAddresses you search forGenerate property reports
Property UpdatesProperty information you submit as a homeowner or trade professionalImprove data accuracy for property reports
Trade Professional InfoCompany name, trade type, license number, license stateVerify professional credentials
Payment InformationProcessed entirely by Stripe; we never see or store your credit card numberProcess purchases and subscriptions
Refund RequestsProperty ID, reason for requestProcess refund credit requests for properties with insufficient data

1.2 Information Collected Automatically

  • IP Address: Collected for rate limiting, security monitoring, audit logging, and approximate geolocation for geo-targeted advertisements. Your IP address is resolved to an approximate latitude/longitude via a server-side lookup and is not stored long-term; only the resulting approximate coordinates are used.
  • User Agent: Browser and device information for security and compatibility purposes.
  • Search History: Records of which properties you have searched, timestamps, and whether a credit was charged.
  • Authentication Tokens: JSON Web Tokens (JWTs) stored in your browser's localStorage for session management. These are not cookies and are not shared with third parties.
  • Approximate Geolocation: Derived from your IP address for the sole purpose of displaying regionally relevant advertisements. We do not request or access your device's precise GPS location.

1.3 Information We Do NOT Collect

  • We do not use tracking cookies, advertising pixels, or analytics trackers.
  • We do not collect biometric data.
  • We do not store credit card numbers, CVVs, or bank account details.
  • We do not collect data from minors (you must be 18+ to use the Service).

2. How We Use Your Information

We use your personal information for the following business purposes:

  • Provide the Service: Create and manage your account, process property searches, generate reports, and process payments.
  • Security: Protect against unauthorized access, fraud, and abuse through rate limiting, account lockout, and audit logging.
  • Improve Data Quality: Use submitted property updates from homeowners and verified trade professionals to improve report accuracy.
  • Customer Support: Respond to inquiries and resolve issues.
  • Legal Compliance: Meet our obligations under applicable laws and regulations.

We do not use your personal information for automated decision-making or profiling.

3. Third-Party Service Providers

We share limited information with the following third-party service providers, solely for the purposes described:

ProviderWhat We SharePurposeTheir Privacy Policy
Stripe, Inc.Email, payment details (direct to Stripe)Payment processingstripe.com/privacy
Google Maps PlatformProperty addresses (for Street View images)Property imagerypolicies.google.com/privacy
Google Identity ServicesOAuth token (if you choose Google Sign-In)Third-party authenticationpolicies.google.com/privacy
Apple Sign InOAuth token (if you choose Apple Sign-In)Third-party authenticationapple.com/privacy
Microsoft Graph APIRecipient email addressTransactional email delivery (verification, notifications)privacy.microsoft.com
OpenAIProperty addresses only (no PII)AI-powered property data enrichmentopenai.com/privacy
Amazon Web Services (AWS)Encrypted data at restCloud hosting and storageaws.amazon.com/privacy
DuckDuckGoProperty addresses only (no PII)Public records search for property dataduckduckgo.com/privacy
IP Geolocation APIsUser's IP address (server-side only)Approximate location for geo-targeted adsVaries by provider

We do not sell, rent, or share your personal information with data brokers, advertisers, or any third parties for their own marketing purposes.

3A. Advertising and Geo-Targeting

Home Insight Pro displays geo-targeted advertisements from local service providers (e.g., roofers, HVAC technicians, plumbers). Ads are targeted based solely on your approximate geographic location derived from your IP address. We do not share your personal information, search history, property data, or browsing activity with advertisers. Advertisers receive only aggregate, anonymized impression and click statistics.

3B. Fair Housing and Non-Discrimination

Home Insight Pro is committed to compliance with the Fair Housing Act and all applicable anti-discrimination laws. We do not collect, store, display, or infer information about the race, color, religion, sex, national origin, familial status, disability, sexual orientation, or gender identity of any individual. Our property reports contain information about physical property characteristics only and are not designed for use in making decisions about individuals. For more information, see Section 5A of our Terms of Service.

4. Your Rights Under the CCPA/CPRA (California Residents)

If you are a California resident, you have the following rights under the California Consumer Privacy Act and its amendments (CPRA):

4.1 Right to Know

You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you, the sources of that information, the business purposes for collecting it, and the categories of third parties with whom we share it.

4.2 Right to Delete

You have the right to request that we delete your personal information. Upon receiving a verified request, we will delete your account and associated data, except where retention is required by law or necessary to complete a transaction you initiated.

4.3 Right to Correct

You have the right to request that we correct inaccurate personal information we maintain about you.

4.4 Right to Opt-Out of Sale or Sharing

We do not sell or share your personal information as defined by the CCPA/CPRA. Therefore, there is no need to opt out. If our practices change in the future, we will provide a "Do Not Sell or Share My Personal Information" link and update this policy.

4.5 Right to Non-Discrimination

We will not discriminate against you for exercising any of your CCPA/CPRA rights. You will not receive different pricing, quality of service, or access to features based on your privacy choices.

4.6 How to Exercise Your Rights

To submit a request, contact us at:

  • Email: info@nrir.net
  • Mail: Vertex Infrastructure Holdings, LLC dba Home Insight Pro, 3704 Beckets Crown Ct, Mustang, OK 73064

We will verify your identity before processing any request. We will respond within 45 days as required by law. You may also designate an authorized agent to submit a request on your behalf.

5. Data Retention

Data TypeRetention Period
Account informationRetained until you delete your account
OAuth provider dataProvider name and unique ID retained until account deletion; tokens are not stored
Email verification tokensDeleted upon successful verification or account deletion
Search historyRetained for 3 years for billing reconciliation, then anonymized
Property dataRetained indefinitely (public information, no PII)
Refund request recordsRetained for 3 years, then archived
Audit/security logsRetained for 7 years per PCI compliance requirements
Payment recordsRetained by Stripe per their data retention policy
IP geolocation dataNot stored; used transiently for ad targeting only

6. Data Security

We implement industry-standard security measures to protect your information:

  • All data in transit is encrypted with TLS 1.2/1.3.
  • Passwords are hashed with bcrypt (one-way; we cannot read your password).
  • Payment processing is handled by Stripe (PCI DSS Level 1 certified); we never store card data.
  • Strict access controls, rate limiting, and account lockout protections.
  • Comprehensive audit logging of all authentication and data access events.

For more details, see our Information Security Policy.

7. Cookies and Local Storage

Home Insight Pro uses minimal browser storage:

  • localStorage: Stores your authentication token (JWT) and basic user profile for session persistence. This data never leaves your browser except as an Authorization header to our API.
  • Cookies: We do not set tracking or advertising cookies. A CSRF protection cookie may be used for form security on certain endpoints.

We do not use Google Analytics, Facebook Pixel, or any third-party tracking technologies.

8. Children's Privacy

The Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a person under 18, we will take steps to delete that information promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or by posting a prominent notice on our website. The "Last Updated" date at the top of this policy indicates when it was last revised.

10. Contact Us

If you have questions or concerns about this Privacy Policy, or wish to exercise your privacy rights, contact us:

  • Email: info@nrir.net
  • Mail: Vertex Infrastructure Holdings, LLC dba Home Insight Pro, 3704 Beckets Crown Ct, Mustang, OK 73064

Vertex Infrastructure Holdings, LLC, doing business as Home Insight Pro, is the data controller responsible for your personal information.

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